Surfaces during the trade reveal. The customer has researched (KBB, Edmunds, instant offers) and the dealer appraisal is lower than expected.
Sometimes literal (they have a competing offer), often anchored to optimistic online estimators. The customer is bridging the gap between their emotional valuation and the wholesale reality. Almost never a deal-killer if handled correctly.
“I hear you — and honestly, those online estimators almost always come in high. They're built on retail asking prices, not wholesale. Where did the number come from for you? [Listen.] Got it. Here's what we're looking at when we appraise: [walk through condition, market, wholesale dynamics]. We want to be fair — let's talk about where the gap is.”
Acknowledges the online estimator phenomenon (validates the customer's research), then educates on retail-vs-wholesale (the actual gap), then opens a numbers conversation. Avoid being defensive about the appraisal.
Reading a rebuttal is not the same as delivering it under pressure. Drill this conversation daily on DealSpeak.
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